The rules set clearer standards for how financial services firms should address non-financial misconduct.
The rules set clearer standards for how financial services firms should address non-financial misconduct.
The cuts follow a fall in swap rates over the last month.
35% of lenders think regulatory scrutiny will ease over the next year.
First-time buyer borrowing accounted for 20% of all spending - the highest proportion since at least 2007.
The regulator has confirmed that it will simplify mortgage rules for first-time buyers.
Rightmove is expecting a bigger 'Boxing Day bounce', with prices to rise 2% next year.
The trade body predicts a 10% rise in external remortgaging and 2% rise in product transfers.
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