Luke has held previous positions at Lloyds, Aldermore and Ashman Finance.

As part of the changes, Fleet is simplifying day one remortgage applications and enhancing its CCJ criteria.

HSBC is bringing lending rules for foreign nationals into line with UK residents.

Martyn has been interim CEO of the FSCS since October 2023.

Higher-LTV fixed rates have seen the largest reductions.

44% of vulnerable customers reported a negative experience with financial services firms.

The average house price has edged down by just £213 to £298,602.

Rates now start from 3.69%

Landbay has added four new products for small houses in multiple occupation (HMOs) and multi-unit freehold blocks (MUFBs).

Leeds Building Society is reducing mortgage rates across its range, with cuts of up to 0.30% as well as a new mortgage for first-time buyers launched with £1,000 cashback.