Rates on the lender's buy-to-let range have reduced by up to 0.45%.

The intermediary-only lender has trimmed rates by a further 0.10%.

Many will buy their partner out using savings (18%), but one in 20 couples are turning to equity release to stay in their homes.

The lender has increased its LTVs by 5% across its Clear, AAA, AA, and A product tiers.

Rates have reduced by up to 0.15%.

Monthly interest rates now start from 0.69% per month.

The number has been raised from £5 billion announced in March 2024 as levels of demand increase.

The biggest reductions are across Landbay’s small HMO/MUFB range.

There are a total of six 3.99% mortgage products now available on the market.

Mann explained why she will maintain "policy rate discipline and restrictiveness" despite voting for an ‘activist’ 50 basis point cut.