Ifthikar Mohamed, co-founder of MortgagX and Wis Mortgages, explores how mortgage brokers can utilise AI to stay competitive and efficient in the face of substantial change.

The improvement is down to a slight uptick in wages and a reduction in mortgage rates.

The Society has also introduced several enhancements across its foreign national and expat mortgage range.

Gareth was previously CEO of Ocean Finance.

Over two thirds (67%) of finance brokers recommend alternative lenders to their small business clients.

Loans can be offered up to 133% of current rental payments.

Perenna will see its £200 million warehouse renewed until July 2026.

The lender has also raised its dual representation offering to £750,000.

Rates have reduced by up to 155 basis points across Kensington’s core and prime buy-to-let ranges.

Firms may no longer have to review the value of their product at least every 12 months under the new rules.