Demand for mortgage lending is also expected to fall in Q1.

"It's time to get interest rates back toward normal", Taylor says.

Try's advisers now have access to the lender's entire range residential buy-to-let and bridging products.

The maximum LTV has now increased to 75%.

Loan sizes have increased across its F1, F2 and F3 lending tiers.

The product comes with no fees.

House sales saw growth in December and house prices are now rising across all parts of the UK.

UK GDP has increased for the first time in three months.

Previously the lender's rates were priced depending on the specific deal and the level of works.

Richard has held previous roles at London & Country, Coventry Building Society, and Hinckley & Rugby for Intermediaries.