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The new senior facility provides increased funding capacity, greater flexibility and a lower overall cost of capital.

Borrowing among over-80s has more than halved since 2023.

The chancellor has secured the commitment from the six largest banks and building societies.

Products are available across a mix of fixed terms and fee options.

Over one third (35%) of those who have not yet included a charitable gift say they would consider doing so.

Holding policy steady is preferable until the impact becomes clearer, Taylor says.

The new tool responds to a persistent challenge across the industry where firms are only identifying a fraction of their vulnerable customers.

The refreshed range spans first-time buyer, Credit Revive, Credit Restore, later life lending and buy-to-let.

Just Mortgages becomes the second business to benefit from the process, with more intermediary partners planned.

The Summit will explore how the industry can deliver good outcomes in practice, particularly for customers with more complex needs.