"Our approach is deliberately hands-on, giving brokers direct access to decision-makers and a clear line of sight throughout the process"
- Marios Theophanous - London Credit
London Credit has announced that it has reduced rates across its product range, including cuts of up to 60 basis points (bps) on commercial and semi-commercial bridging loans. Residential bridging rates have also been reduced by up to 24bps.
Following the reductions, residential loans now start from 0.66%, semi-commercial loans from 0.74%, and commercial loans from 0.80%.
The lender has said these rate changes are designed to offer brokers more competitive options when supporting clients with time-sensitive or complex transactions.
For commercial and semi-commercial borrowers, the 60bps rate reduction is intended to support larger, higher-value projects while keeping costs under control, while for residential borrowers, the sharper pricing is aimed at improving affordability and flexibility at a time when speed and certainty remain key priorities.
“This reduction of up to 60bps means we have semi-commercial rates that start from as low as 0.74% for semi-commercial and 0.80% for commercial loans, making commercial investment even more accessible to a wider range of investors," said Marios Theophanous, Credit Manager at London Credit (pictured). “Our approach is deliberately hands-on, giving brokers direct access to decision-makers and a clear line of sight throughout the process. These latest rate changes build on that foundation, offering competitive pricing while continuing to support borrowers with seamless, tailored funding solutions.”
