Market Harborough cuts residential and buy-to-let rates

The reductions apply across solutions for residential borrowers, buy‑to‑let investors, expat clients and high‑net‑worth individuals.

Related topics:  Mortgage rates,  Market Harborough
Rozi Jones | Editor, Financial Reporter
20th January 2026
MHBS Market Harborough

Market Harborough Building Society has announced rate reductions across its residential and buy-to-let mortgage ranges by up to 0.13%.

Two-year fixed rates are down by 0.12%, three-year rates by 0.13%, and five-year rates by 0.07%.

As a result, rates now start from 4.98% fixed and 5.05% variable for residential tier one cases up to 75% LTV with a £1,495 product fee.

Rates start from 5.39% fixed and 5.46% variable for buy-to-let tier one cases up to 75% LTV, including top-slicing and lending into retirement as standard. 

The reductions apply across solutions for residential borrowers, buy‑to‑let investors, expat clients and high‑net‑worth individuals.

Iain Smith, head of mortgage distribution at Market Harborough, commented: “Supporting brokers with competitive, well‑structured products remains central to our strategy. These latest reductions reflect our ongoing commitment to providing brokers with solutions that meet the needs of a wide range of client profiles, including those with more complex circumstances – and are backed by our award-winning service.”

 

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