Market Harborough Building Society has announced its expansion to lend on properties in Scotland, marking a significant milestone for the award-winning society. The launch reflects Market Harborough's commitment to sharing its relationship-driven approach with more brokers and borrowers. It coincides with Burns Night, a celebration of Scottish heritage and culture.
Already recognised across England and Wales for its specialist lending and bridging finance expertise and flexible, common-sense underwriting, Market Harborough will now lend on properties in central Scotland. The society's mortgage solutions are designed for clients with simple and more complex circumstances, including non-standard or multiple income sources, complex or unusual property types, JBSP and multi-generation, borrowing into retirement, expats and high net worth, regulated bridging finance, and multiple complexities.
This news comes hot on the heels of the society being awarded a Feefo Exceptional Service Award earlier this week, along with a Platinum Trusted Service Award for the third year running.
"Brokers, including those based in Scotland, have consistently told us they want more choice, flexibility and more lenders who take the time to understand complex cases," said Iain Kirkpatrick, chief executive of Market Harborough Building Society (pictured).
"Expanding into Scotland is a natural next step for us, and launching around Burns Night feels especially fitting because it's a moment that celebrates heritage, community spirit and shared values. We're excited to bring our passion, purpose and people-first approach to Scotland, supporting even more brokers and their clients with the same expertise and personal service we're known for across England and Wales."
The society has introduced dedicated BDM support for Scotland, alongside tailored guidance for brokers operating in the region. It runs a daily credit committee that looks for ways to say yes, and brokers have direct access to case underwriters.
The society will offer residential lending and regulated bridging finance from £200,000 to £5m in Scotland, with a maximum 80% LTV and up to four applicants or incomes. The tiered mortgage range features pricing based on case complexity.
The launch follows a period of continued investment in the society's specialist proposition, including enhancements to its residential and bridging ranges, a streamlined broker journey, and its ongoing Best for Brokers promise that benefits brokers and clients.


