Bola Anike, mortgage and insurance broker at Elmgrove Financial Services, says lenders' strict criteria are locking first-time buyers out of the housing market.

Bola Anike, mortgage and insurance broker at Elmgrove Financial Services, says lenders' strict criteria are locking first-time buyers out of the housing market.
Richard Harrison, head of mortgages at Atom Bank, says lenders need to go the extra mile in both embracing higher LTV lending and being more flexible around the source of deposits for...
Keystone has also introduced a new 75% LTV product within the range.
The changes apply across the lender's range of buy-to-let purchase plans for UK residents.
Independent research confirms the need for industry and government to co-create a property data trust framework with the OPDA.
The new 3% fee products offer a lower interest rate.
By typing in their case query, brokers receive instant suggestions on criteria areas to explore.
Ifthikar Mohamed, co-founder of MortgagX and Wis Mortgages, outlines the most pressing reasons why it pays to understand AI as a broker.
Average annual cases placed by mortgage advisers increased from 95 to 102.
The rate cuts span residential, buy-to-let and holiday let products.
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