Maria Harris, chair of the Open Property Data Association, explores how digitisation will significantly reduce delays, lower fall-through rates, and build trust within the housing...

The funding will be used to enhance the lender's specialist mortgage proposition.

Patrick Bamford, head of international business development at Qualis Credit Risk, says low unemployment, growing incomes and the anticipation of further mortgage rate falls will have...

Interest rates automatically reduce over time when borrowers move into lower LTV bands.

It will also accept applications for capital raising where the applicant has sufficient equity in an existing property.

The lender is also reducing rates across its residential range by up to 0.25%.

The reduction allows applicants to borrow on average £28,000 more.

The product combines elements of both interest-only and capital and interest.

The lender has cut two-year fixed rates at 90% and 95% LTV.

Will Rice is remaining with the lender in a non-executive role.