All Mortgage Stories

First-time buyer demand softens in Q3, but Burnham’s boost to affordability only solves part of the problem, Yopa says.

The acceleration in sales coincides with the FCA’s clarification on affordability assessments, highlighting existing flexibility for lenders.

Monicio says the next stage of mortgage technology should focus on connectivity rather than adding more standalone platforms.

During the pilot, average application-to-offer times fell by almost 30%.

Paul joins from Quantum Mortgages, a lender he helped launch in 2022.

Just over a third say their children are living at home specifically to save for a house deposit.

The new scheme - Your First Home - will support first-time buyers onto the property ladder.

The value of new mortgages where the deposit is less than 5% doubled to £1.5bn.

The new range includes products suitable for single dwelling properties and HMOs and MUFBs with up to six bedrooms or units.

The lender launched its 100% LTV mortgage range earlier this month.