The lender has enhanced its second charge offering with desktop valuations and digital applications.

The changes will apply across Hodge's residential mortgage ranges.

Rates have reduced by up to 0.36%.

The platform enables brokers to generate a detailed Key Property Facts report.

Reductions include Pepper's limited edition remortgage only offer.

In London, where property prices are highest at £535,700, buyers could save up to £11,250 by purchasing before April.

The OPDA calls for open standards, trust and greater transparency in property transactions.

High-LTV residential rates are among the latest reductions.

Bray joins from Legal & General Mortgage Club where she was head of strategic accounts.

Ahmed Bawa, CEO of Rosemount Financial Solutions (IFA), explains why advisers need to help clients consider all of their options before opting to top up the mortgage payments each...