The intermediary-only lender has trimmed rates by a further 0.10%.

The lender has increased its LTVs by 5% across its Clear, AAA, AA, and A product tiers.

Rates have reduced by up to 0.15%.

There are a total of six 3.99% mortgage products now available on the market.

Craig Calder joins as TSB's secured lending director while head of mortgage intermediaries, Beverley Bradford, will move into an expanded role as head of mortgage distribution.

Despite rising choice, average rates across two and five-year fixes at 95% LTV are higher than at the start of 2025.

January 2025 was the sixth busiest month ever for mortgage search activity by first-time buyers.

Georgia will work closely with the field-based BDMs to support intermediaries.

Quantum has created three new senior roles.

MAB advisers will now have access to the new lender’s range of buy-to-let products.