Rate cuts apply for both new and existing borrowers.

Rates now start from 4.39%.

The lender has also launched new limited edition and fee-saver products.

Brokers also shared where they see room for improvement in the mortgage market.

Remortgage and product transfer deals have seen the largest reductions.

Mark Bullard is stepping down from his role as head of sales and service for NatWest Intermediaries.

Rates have reduced by up to 0.28%.

Two-year fixed rates now start from 3.25%.

TML will no longer ask brokers to provide pay slips or proof of income for a number of their clients.

Stress rates on background properties have also reduced to boost affordability.