The Bank has also introduced £250 cashback on high-LTV borrowing.

Rates have reduced by up to 0.26%.

The lender has also extended its green reward offer.

Rates have reduced across portfolio landlord, HMO and MUFB products.

First-time buyers valued the clear explanation of the homebuying process that they received from their broker.

Claire has over 20 years of experience working in financial services in a wide variety of roles at Lloyds Banking Group.

White Rose's network will now have access to the Society's lending range.

Applicants will be able to raise funds for a combination of purposes including debt consolidation, family gifting, and a deposit on a second home/buy-to-let property.

Average mortgage rates are predicted to fall to around 4% by the end of next year, driven by four Base Rate cuts in 2025.

Rates have reduced by up to 0.30%.