The lifetime discount mortgage, available at up to 80% LTV, has seen its rate cut from 2.19% to 1.95%. It is available with an offset savings account, which can be operated online.
For the Society’s two-year discount mortgage at up to 90% LTV the rate has been reduced from 2.45% to 2.29%.
And the two-year discount mortgage at up to 85% LTV has its rate cut from 2.25% to 2.09%.
Other changes include two-year fixed rates which now start from 2.49% at 85% LTV and 2.75% at 90% LTV.
Five-year fixes are available from 2.79% up to 80% LTV, 2.89% at 85% LTV, and 3.45% at 90% LTV.
Hinckley & Rugby chief executive Chris White said:
“This sharpening of our fixed and discount rate mortgages makes eight of our key products even more attractive. And all our mortgages are backed by our outstanding service levels and manual underwriting decisions.”