- Everyday residential 2 Year Trackers available from 2.48%
- Everyday residential 2 Year Fixed Rates available from 3.29%
- 80% LTV Everyday Fixed rates remain available from 4.59%
- 85% LTV Everyday Fixed rates remain available from 5.29%
Everyday mortgages offer customers simple, straightforward mortgage deals with competitive rates and limited flexibility, including the ability to make overpayments of up to 10% each year and the option to apply for payment holidays.
Everyday 2 Year Fixed rates for customers with a 30% deposit start from just 3.29%, or 3.68% for customers with a 25% deposit. Both of these deals have product fees of 995 and are available for purchase and remortgage customers.
Everyday 3 Year Fixed rates, which were introduced to the market last month, are available from 4.38% for customers with a 25% deposit and a product fee of 995.
Everyday 2 Year Tracker rates now start from 2.48% (Bank of England rate plus 1.98%) with a product fee of 995, for purchase customers with a 30% deposit.
And competitive deals remain available for residential customers with smaller deposits. 80% LTV Everyday 2 Year Fixed rates start from 4.59%, or 4.89% for an Everyday 3 Year Fixed rate. Both deals have product fees of 995.
In addition, 85% LTV Everyday 2 Year Fixed rates are available from 5.29%, or 5.59% for an Everyday 3 Year Fixed rate. Again, both deals have product fees of 995. We continue to offer competitive Fee Saver options across both Fixed and Tracker ranges for customers who are looking to keep their purchase costs as low as possible.