"We hope that these favourable changes to our stress rates for experienced landlords and a reduction in the minimum application age will help landlords regain momentum."
Tipton has reduced its ICR calculation for experienced landlords, classed as someone who currently holds, or has held at least one buy-to-let property within the last 12 months.
The required rental cover has been reduced to 125% for basic rate taxpayers and 130% for higher rate taxpayers.
Tipton is also reducing its minimum age on application from 25 to 21 years on all of its buy-to-let products.
Cammy Amaira, director of sales and marketing, commented: "Recent cuts to tax relief have made buy-to-let investing more challenging for new and experienced landlords. At the Tipton, we hope that these favourable changes to our stress rates for experienced landlords and a reduction in the minimum application age will help landlords regain momentum."