Virgin Money has reduced mortgage rates across its residential product range by up to 0.20%.
The largest reductions are to Virgin's exclusive products, with two-year fixed rate products for first-time buyers at 90% LTV reducing by 0.20% to 3.49% with no fee and by 0.15% to 3.29% with a £995 fee.
On Virgin's core residential range, a first-time buyer five-year fixed rate has been reduced to 3.46% with a £995 fee.
The lender has also reduced a number of rates at 85% LTV. Two-year fixed rates have seen reductions of up to 0.07% and are now available at 2.79% with a £995 fee or 3.06% fee-free.
Three and five-year fixed rates at 85% LTV have reduced by 0.13% and now start from 3.16% with no fee.