RAW Capital Partners has increased its LTV limits to support expat and overseas investors – a move that coincides with the 10-year anniversary of the RAW Mortgage Fund.
The Guernsey-based investment management firm, through the RAW Mortgage Fund, specialises in providing tailored financial solutions to foreign nationals, UK expats, and Channel Islanders.
For the last 10 years, the lender has offered a maximum LTV of 55% with limited second charge availability. From July 2025, RAW Capital Partners will offer a single 70% LTV first charge for all cases, enhancing flexibility and providing a more straightforward solution.
RAW Capital Partners confirmed that brokers will still be able to combine the updated LTV limit with its other core offerings. These include decisions in principle within one business day and no stress testing – all of which are designed to remove the common barriers overseas investors face when accessing finance in the UK.
Tim Parkes, CEO of RAW Capital Partners, said: "As we celebrate a decade of successful, disciplined lending, this increase to our LTV limit represents a natural next step for our proposition – one that continues to evolve in line with the needs of expats and overseas investors. Too often, these borrowers are underserved by traditional lenders, and this change puts us in an even stronger position to bridge that gap with speed, flexibility, and clarity.
“Right now, a number of market complexities are making it harder for brokers and borrowers to navigate the investment landscape. By introducing a single, straightforward 70% LTV, we’re removing unnecessary friction from the process. I’m confident brokers will find even greater value in our proposition from July, and we’re excited to support their clients in accessing the UK property market with confidence as we enter our second decade as a lender.”
