Product transfer clients could benefit from a lower rate sooner with no ERCs.

The lenders are changing the application window from six months to four months.

Fee-free products are available for new business and product transfers.

The lender is also reducing rates across its two-year Summer Special products by 0.20%.

A typical customer on a two-year fix could save nearly £300 over three months.

The latest update offers increased visibility, proactive notifications and enhanced client support.

Landlords looking to refinance now have the option to borrow additional funds or make an overpayment during the product transfer process.

Rates have reduced by up to 0.15%.

Limited edition rates now start at 4.39%.

Residential remortgage and product transfer rates have seen the largest reductions.