The number of homeowner possessions increased by 10% between Q1 and Q2. 

The average buy-to-let rate is now 41 basis points lower than in Q1 2024.

We spoke to David Miller, divisional director at Spicerhaart Corporate Sales, about the current state of arrears and possessions, what role advisers play in minimising the risk of...

The share of gross mortgage advances with LTVs above 90% increased to 6.7%, the highest share since 2008.

Possessions increased during Q1, but remain significantly lower than long-term averages.

Possession numbers increased over the quarter, but UK Finance stressed that numbers remain "significantly lower" than long-term averages. 

Arrears numbers fell by 3% in Q3, more than reversing the modest increases seen in the first half of the year. 

41% have found it difficult to keep up with bills and credit commitments in the last few months.

Homeowner and buy-to-let properties in early arrears fell by 3% and 6% respectively.