The cuts follow a reduction to the minimum income required for enhanced LTI ratios through First Time Buyer Boost.
The cuts follow a reduction to the minimum income required for enhanced LTI ratios through First Time Buyer Boost.
Lloyds is committing a further £1bn for first-time buyers.
The typical first-time buyer home now costs 5.9 times average earnings – the lowest ratio since 2015.
The Treasury will be consulting on replacements to the Lifetime ISA.
The proportion of first-time buyers aged 25 and under has fallen by 23% since 2024.
Principality Building Society has launched a 0% deposit mortgage as part of Own Home Cymru.
The figures shine a light on the growing divide in the first-time buyer market.
Patrick Bamford, head of international business development at Qualis Credit Risk, explores the current mortgage options available in a high-LTV market that is 'holding its breath'...
Ecology is calling on the government to boost the profile of the affordable housing scheme.
45% expect to move home within the next five years, embracing a flexible 'Right Now Home' model.
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