Together increases buy-to-let, remortgage and bridging LTVs

The change expands the lender’s criteria to meet a wider range of borrowing scenarios.

Related topics:  LTV,  together
Rozi Jones | Editor, Financial Reporter
14th November 2025
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Together has announced an increase in LTV limits across several of its key product lines.

The maximum LTV for buy-to-let remortgages and second charge loans is increasing from 70% to 75%. 

The same rise applies to regulated first charge remortgages, as well as unregulated residential bridging refinance loans up to £1 million.

Tanya Elmaz, managing director of intermediary sales at Together, said: “We’re always looking for ways to evolve our offering in line with customer needs and market conditions. These changes will help more people access the finance they need, whether they’re refinancing, investing, or transitioning from a bridging loan. 

“Increasing the LTV for buy-to-let remortgages to 75% is particularly significant, as it enables more customers to exit bridging loans, aligning the remortgage LTV with Together’s bridging LTV and creating a smoother transition for property investors.

“It’s another step in our mission to provide lending solutions to every case brought to us, helping more people achieve their property ambitions.”

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