Related topic: LTI

The Society says affordability will now be assessed through a more rounded view of income and outgoings.

The change enhances affordability for borrowers with complex or non-standard income profiles.

Lloyds is committing a further £1bn for first-time buyers.

The new LTI is available to teachers and other education professionals.

Hodge is now allowing borrowers to lend up to 6x income.

The Bank says it has 'reignited' its residential proposition.

The policy change increases eligible customers' borrowing power by more than £200,000 in some instances.

Grant Hendry, director of sales at Foundation Home Loans, says brokers who understand how to navigate subtle criteria differences can unlock options that others might overlook,...

Nationwide has supported 23,000 first-time buyers via Helping Hand in the last 12 months.

Nathan Reilly, commercial director at Twenty7tec, says the rise in income multiples is not just a boost for buyers, it’s a moment where advisers can prove their value.