Related topic: Mortgage rates

Two-year product rates now start from 3.59%.

Buy-to-let remortgage rates have seen the largest reductions.

Rent and mortgage spending grew 8.2% year-on-year in November, as more homeowners rolled off fixed rate mortgages onto higher interest rates.

The lender has launched new two-year and multi-loan products.

24% of first-time buyers worry that mortgage rates won’t drop quickly enough for them to afford a loan.

The lender says it has focused its cuts on high-LTV rates to support first-time buyers. 

5% of all mortgages will see payments increase by more than £500 per month.

The lender cut both its two and three-year fixed rates by up to 0.28% earlier this month.

Mortgage approvals are now at their highest level since the mini-budget in 2022.

The buy-to-let lender is lowering rates across both products by 0.10%.