United Trust Bank (UTB) has appointed Andrew Ferguson to the new role of commercial director for its recently merged mortgages, buy-to-let and bridging division.
Andrew's career in banking spans 35 years. He has performed senior roles with a range of specialist lenders including Foundation Home Loans, Axis Bank and most recently as managing director of buy-to-let at West One Loans.
In his new role at UTB, Andrew will oversee the mortgages, buy-to-let and bridging sales teams as well as working to help drive growth alongside the improvements and plans in place for 2026.
Key areas for the Bank's growth in 2026 include further expansion into the residential mortgage market, building out its complex buy-to-let offering as well as identifying opportunities to develop its bridging proposition. The Bank is specifically aiming to grow its presence in the non-regulated bridging market.
Andrew Ferguson said: “I am delighted to join such a well-respected business and look forward to working with the team to further evolve the proposition across buy-to-let, bridging and mortgages. UTB is well placed to grow in these markets and has great people who are passionate about specialist lending and ensuring we look after our customers and intermediary partners. 2026 will be an exciting year for UTB and I’m delighted to be a part of the journey.”
Buster Tolfree, managing director of mortgages, buy-to-let and bridging at United Trust Bank, said: “Andrew brings a wealth of experience to our senior leadership team, gained from a stellar career in specialist lending. I am excited about the opportunities which lie ahead for UTB in mortgages, buy-to-let and bridging and Andrew is going to play a pivotal role in helping us to drive business growth in those markets. Bring on 2026!”
