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We spoke to Georgia Varley, senior sales and operations manager at Specialist Hub, about her first year with Specialist Hub, how One Mortgage System (OMS) has transformed the business...

The Society has reduced residential rates by up to 0.30%, with the largest cuts at higher LTVs.

The latest reductions cover remortgage AVM, free valuation, assisted legals, cashback, like-for-like and product transfer options.

The lender has increased its product transfer proc fee to 0.5%, alongside its 0.7% new business proc fee.

The Society has introduced a sub-5% two-year fixed rate at 65% LTV.

Simon Young, founder of Question.Marketing, outlines a short monthly check advice firms can run to find out what a buyer may already have been told before they speak to a broker.

Hannah has previously worked as a BDM for Santander, Skipton and Clydesdale Bank.

A key focus will be maintaining close working relationships between the underwriting and mortgage distribution teams.

Chaudhry joins the property finance lender with a 30-year track record that includes director-level positions at Barclays and Citibank.

The housing market has slowed as buyers delay moving plans, with sales agreed down 10.5% on last year.