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Mortgage repayment became the dominant use, rising from 36% in Q2 2024 to 63% in Q1 2025.

Julian has held a number of business development roles, including positions at RBS, Aldermore, Lloyds Bank and Ultimate Finance.

The new tool enables brokers to type questions and receive policy-accurate answers in seconds.

Rates start at 4.94% for new £1,995 fee tier.

He will replace Vic Jannels, who is stepping down at the end of the year after six years in the role.

Gross lending rose by 4.9% to £209m in Q3, with investment property purchases fuelling demand.

Monthly GDP growth has fallen by 0.1%, with quarterly growth of just 0.1%.

The Society has also launched exclusive buy-to-let products to support existing customers coming up to maturity.

The sheer volume of loans maturing has tilted the market towards refinancing, however the purchase market remains strong, Stonebridge says.

Affordability challenges persist as search volumes stay high, the latest Knowledge Bank data shows.