Barclays cuts more than 40 mortgage rates

The bank's remortgage range has seen the most widespread cuts, with rates now from 3.80%.

Related topics:  Barclays,  Mortgage rates
Rozi Jones | Editor, Financial Reporter
11th November 2025
Barclays

Barclays is reducing mortgage rates across more than 40 products, including extensive drops across its remortgage range, with rates now starting from 3.80%.

Available from tomorrow, purchase reductions include two-year fixed rates at 85% LTV, down to 4.02% with an £899 fee and 4.26% fee-free, with a five-year fix decreasing to 4.12% at 85% LTV with an £899 fee.

85% LTV Green Home products have also reduced, with two-year fixed rates now from 3.92% and five-year rates from 4.02%.

For remortgage only, the lowest available rate is now a Premier two-year fixed rate at 60% LTV, down to 3.80%, with the standard £999 fee product available at 3.81%.
 
A two-year fix at 75% LTV is decreasing to 3.92%, with an 80% LTV rate at 4.13% and 85% LTV product down to 4.24%, all with a £999 fee.

Three-year fixed rates have reduced to 3.90% at 60% LTV and 4.03% at 75% LTV.

Barclays' Premier five-year fixed rate at 60% LTV now starts at 3.84%, with the standard product at 3.85% and a 75% LTV rate down to 3.93%.

The Bank's Great Escape range has also seen reductions of up to 0.21%, with two-year fixes now starting from 4.07% and five-year rates from 4.03%.

In its product range for both purchase and remortgage, Barclays has reduced rates by up to 19bps, with two-year fixed rates starting from 3.81% and five-year rates from 3.98%, both with a £1,999 fee.

In its existing customer reward range, rates have reduced by up to 21bps, with two-year rates starting from 3.80%, three-year rates from 3.90% and five-year rates from 3.84%.

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