Barclays cuts purchase and remortgage rates by up to 0.43%

Many of the rate increases are at higher LTVs.

Related topics:  Barclays,  Mortgage rates
Rozi Jones | Editor, Financial Reporter
28th May 2026
Barclays

From tomorrow, Barclays is reducing rates across a selection of residential purchase and remortgage products.

In its purchase-only range, two-year fixed rates at 60% LTV now start from 4.39% with an £899 fee or 4.64% fee-free.

Three-year fixed rates have reduced to 5.25% at 90% LTV, with the largest reduction to a three-year fix at 95% LTV, down from 5.85% to 5.42%. Both products come with an £899 fee.

Five-year fixed rates have seen reductions of up to 0.19% at 85-95% LTV. At 90% LTV, five-year fixes are now available from 4.75% for the Premier product, 4.95% for the standard rate with an £899 fee, and 5.15% fee-free.

Selected Green Home two and five-year fixed rates will also see cuts of up to 0.19%.

In Barclays' remortgage range, two-year fixed rates have reduced by 0.17%, starting from 4.66% at 60% LTV and 4.73% at 75% LTV with a £999 fee.

Five-year fixed rate remortgage products are down to 4.62% for a Premier product at 60% LTV and 4.65% for the standard rate.

In addition, selected 'Great Escape' two and five-year fixed rates have reduced by up to 0.18%.

In the bank's existing customer Reward range, five-year fixed rates at 60% LTV have decreased to 4.65% with a £999 product fee and 4.83% fee-free.

 

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