Barclays further trims purchase and remortgage rates

The lender has reduced products for new and existing customers.

Related topics:  Barclays,  Mortgage rates
Rozi Jones | Editor, Financial Reporter
1st July 2026
Barclays

Barclays has announced a new round of rate reductions across its residential mortgage range, with rates reducing by up to 0.13%.

Available from tomorrow, the largest reductions are to a duo of three-year fixed rate remortgage products, now available at 4.60% up to 60% LTV and 4.70% up to 75% LTV, with a £999 fee.

A selection of purchase only rates have seen reductions of up to 0.10%, with a three-year fixed rate at 70% LTV down by 10bps to 4.58% with an £899 fee.

Five-year fixed rate purchase products have reduced to 4.33% at 60% LTV with an £899 fee and 4.48% fee-free. 75% LTV rates are now available from 4.44% with an £899 fee and 4.58% fee-free. At 80% LTV, a Premier five-year fix has reduced to 4.57% with no fee, with a standard fee-free rate at 4.60%.

Five-year green home rates have also decreased by up to 0.10%, starting from 4.23% at 60% LTV and 4.34% at 75% LTV with an £899 fee.

A duo of two-year trackers, available for purchase and remortgage, have reduced to 4.04% at 60% LTV and 4.13% at 75% LTV, both with a £999 fee.

Finally, in Barclays' existing customer range, EMC Reward three-year fixed rates have reduced to 4.60% at 60% LTV and 4.70% at 75% LTV with a £999 fee.

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