Barclays launches more sub-4% rates with second round of cuts this week

The lender has launched new remortgage rates from 3.83%.

Related topics:  Barclays,  Mortgage rates
Rozi Jones | Editor, Financial Reporter
10th July 2025
Barclays

Barclays has announced further rate reductions across its mortgage range, with many rates going below or further below 4%. 

This is the bank's second set of reductions in two days, following a broad range of cuts across 40 products on Wednesday

As part of the latest cuts, Barclays is now offering the joint-lowest rate for two-year fixed remortgages on the market of 3.83%, with a lower product fee of £999.

Available from tomorrow, the product is available on the lender's Premier range, with a standard two-year fixed remortgage rate down to 3.84% at 60% LTV and a 75% LTV rate reducing by 15bps to 3.99%.

A Premier five-year fixed rate remortgage product is reducing to 3.85% and the standard rate is available at 3.86% with a £999 fee, with a 75% LTV product reducing to 4.01%.

In Barclays' range for both purchase and remortgage, two-year fixed rates are down to 3.89% at 60% LTV, 3.97% at 70% LTV, and 4.05% at 75% LTV, all with a £1,999 fee.

Reductions have also been made across the existing customer Reward range, with two-year fixed rates down to 3.83% at 60% LTV and 3.99% at 75% LTV. 60% LTV five-year fixes have reduced to 3.86% with a £999 fee and 4.00% fee-free.

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