Halifax and BM Solutions reduce rates by up to 0.16%

Rate reductions cover residential purchase and buy-to-let purchase and remortgage.

Related topics:  Halifax,  Mortgage rates
Rozi Jones | Editor, Financial Reporter
16th June 2025
Halifax Bank

Halifax for Intermediaries and BM Solutions have both announced reductions across their residential and buy-to-let mortgage ranges.

Halifax has reduced homebuyer rates by up to 0.10%.

The largest reductions are to five-year fixed rates at 80% LTV, down to 4.27% with a £999 fee or 4.38% fee-free.

Selected two-year fixed rates have reduced by 8bps, with 80% LTV rates down to 4.20% with a £999 fee and 4.46% fee-free. At 85% LTV, rates now start from 4.23% with a fee and 4.49% with no fee.

For BM Solutions, rates have reduced by up to 0.16% across its buy-to-let purchase and remortgage products.

In the lender's purchase range, 75% LTV rates have reduced by 15-16bps, with two-year fixed rates now starting from 4.09% with a 1% fee, 4.14% with a £1,499 fee, and 4.55% fee-free. Five-year fixed rates have reduced to 4.40% with a 1% fee and 4.43% with a £1,499 fee.

For buy-to-let remortgage, two-year fixed rates at 75% LTV have decreased by 0.15%, now starting from 4.20% with a 1% fee, 4.25% with a £1,499 fee, and 4.66% fee-free.

 

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