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Regional data continues to show a clear North/South divide.

Perenna lends up to 6x income and recently launched a new range of 7, 10, and 15-year fixed rate mortgage products.

Individual applicants are outstripping joint applicants consistently for the first time in five years. 

Rates have reduced by up to 0.21 percentage points for new and existing customers.

Advisers looking to show off their protection knowledge now have the chance to be part of the audience for Protection Reporter's upcoming Inside Track event - with a ballot for free...

Sebastian Murphy, group director at JLM Mortgage Services, says throughout 2025 there has been a steady drip of measures that attempt to chip away at the position of advisers.

Dan has held previous roles at Together Money and Fluent Money Group.

Both products are designed to support foreign nationals from day one in the UK.

Accord has also reduced the minimum income for top slicing for experienced landlords.

Applicants can be from any country of origin with a broad range of professions considered.