Narula joins from Aldermore Bank.

The higher-LTV range is exclusively available through its Premier Club members.

While two-thirds take 25% or less of their pension to stay within the tax-free allowance, 10% withdraw their entire pot.

Bell was previously chief executive of the Resolution Foundation.

Swap rates have been rising in recent weeks and concerns about persistent inflation is a key driver.

A lack of pro-activity from solicitors ranked as the most common reason behind these delays.

This positivity is especially pronounced in the younger generation.

The lenders have agreed a forward-flow funding deal which will enable Gen H to support more borrowers with a wider range of circumstances.

The partnership expands into Dashly’s Lending Labs programme, enabling more personalised mortgage products and data-driven origination.

Rates have reduced by up to 0.20% per month.