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More than a third of them – 708 properties worth £2.2 billion – are new build homes or development sites.

The scheme is designed to support participating lenders in offering lower-cost finance for eligible home improvements.

Residential and buy-to-let rates have reduced by up to 0.15%.

Loans Warehouse will support Flexi Network advisers with second charge mortgages, bridging finance and development finance.

The Society is introducing top slicing on its UK and expat buy-to-let mortgages and changing the way it assesses affordability for expat residential applicants.

The change applies to residential purchase, remortgage and buy-to-let mortgage offers.

The reductions broaden the options available to brokers supporting customers who may be able to afford a mortgage today, despite a recent credit issue.

Income caps will rise to £90,000 outside London and £110,000 in the capital.

Despite the fall, lending volumes remain 11% higher in 2026 so far compared to the same eight months in 2025. 

The Society says the criteria change is in response to the growing number of expats working on a self-employed basis who want to retain a residential base in the UK.