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The cuts follow a reduction to the minimum income required for enhanced LTI ratios through First Time Buyer Boost.

HSBC UK marks £500m in broker-led lending to SMEs in 2025.

Only two in every five of the lenders polled were confident their servicing teams were ready to deal with the results of an increasingly volatile economic environment.

More than 220,000 new mortgages were approved, representing 31% of all market approvals.

House prices in London and the South recorded their first fall in 18 months, driven by Budget uncertainty.

The product is structured to support both individual landlords and portfolio investors.

Rates have reduced by up to 0.19% across purchase, remortgage and product transfer.

Nationwide’s lowest rate is now 3.60% for new and existing customers looking to move home.

Lifetime mortgages and retirement interest-only lending both increased in Q3.

Chris Blewitt, head of intermediary distribution at Darlington Building Society, explains why lower headline salaries or a foreign passport do not equate to higher risk.