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The new rates start from 4.99% for residential and buy-to-let cases.

Selected home mover, first-time buyer, remortgage and buy-to-let rates have increased by up to 0.13%.

The Society has introduced a new three-year 90% LTV product at 4.69%.

Rates have reduced by up to 0.10%.

Nationwide's lowest rate now stands at 3.80%.

Sophie previously worked as a key relationship manager at Legal & General.

Industry experts are now unsure whether another rate cut will come before the end of the year.

Rachel Geddes, strategic lender relationship director at Mortgage Advice Bureau, explores how advisers can expand their lender knowledge and confidently place a wider range of cases.

The initiative is designed to support first-time buyers with upfront costs such as moving expenses, white goods, or furnishing their first home.

Constantinos Savvides, head of underwriting at London Credit, says by revisiting developer clients and asking how repayment will be managed if sales take longer than planned, brokers...