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Rates in the new ranges start from 4.94%.

Caelan previously established Young People in Bridging (YPIB), a networking group that hosts meetups for young professionals in the bridging industry under the age of 35.

MAB advisers will now be able to access Handelsbanken’s product offering.

The extended loan term could enable borrowers to access lower monthly payments and increase their borrowing capacity.

Ivan joined Brilliant Solutions in 2019 as head of key accounts.

MBT integrates affordability, criteria and product filtering results.

The first-time buyer share of house purchase activity was above the long run average, supported by easier credit availability.

Rates now start from 2.44% on standard and 2.70% on specialist product ranges.

The current approach to AI in financial services risks "serious harm" to consumers and the wider system, the report argues.

22% of first-time buyers purchased homes with deposits under £20,000 in December, up 8 percentage points year-on-year.