The Bank has launched limited edition rates on its light and heavy refurb bridging loans.

Nasreen has held previous roles at Lloyds, Just Mortgages and Generation Home.

The lender has reduced rates and enhanced its criteria.

New rates start from 4.84%.

Rates now start from 3.20%.

The Bank has introduced a new maximum LTV of 75% on mortgages up to £5m.

The acquisition will complement Chetwood’s soon-to-launch ModaMortgages’ proposition.

April Mortgages products are available on 5-15 year fixed rate terms.

The lender has announced changes to its stress rate for five-year products.

The average earnings to house price ratio has more than doubled from 4.0 in the 1990s to 8.1 today.