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The increases span purchase, remortgage and product transfers.

The biggest challenges are long decision times (28%), excessive paperwork (22.6%), and poor customer service (18.9%).

The lender has enhanced its development finance offering to lower the upfront cash burden on developers.

Norton says the new facility will enable it to support a wider section of the non-standard mortgage market.

The product is now also available on Skipton’s 100% Track Record Mortgage and shared ownership options.

The bank created a plan to harm the Qatari Riyal through manipulative trading strategies. 

Changes include making unpaid additional maternity, shared parental and adoption leave automatically pensionable.

The enhancement will help borrowers avoid the friction associated with cross-border transfers and currency conversion.

The Unit aims to help lenders develop new products, attract new customers, and move into new markets. 

Lucy Waters, managing director at Aria Finance, considers the strategic uses of second charge mortgages beyond the common misconception of them being a last resort borrowing option.