The lender's lowest rate now stands at 3.74%.

Key is calling for advisers to focus on the later life lending advice obligation created by changes in IHT rules coming into effect in April 2027.

Two-year fixed rates have reduced across the lender's standard and limited company product ranges.

Remortgaging approvals are at their highest since October 2022.

Tom will develop key intermediary relationships across both the Midlands and East Anglia.  

The restructured team will take greater responsibility for early pipeline funding and case referrals.

Precise will offer income multiples up to 6x at 95% LTV, includes borrowers with recent adverse.

The partnership will enable intermediaries to access Afin Bank’s range of residential and buy-to-let mortgages.

Two-year fixed rates now start from 2.74% and five-year fixed rates from 4.39%. 

Two thirds (68%) of vulnerable customers didn’t disclose this to any financial providers.