The report outlines major concerns for Gen Z, low to middle-income earners and self-employed workers.

The product has been developed in response to affordability pressures and regulatory shifts.

Frances joins the Group from Barclays, where she is currently head of mortgage intermediary partnerships.

Going forward the initiative will focus on two core pillars: Attract and Retain. 

Three new categories have launched this year to help the Awards reach an even wider group of women and businesses.

The solution is tailored to the needs of trading businesses.

Steve Cox, chief commercial officer at Fleet Mortgages, says regional disparities should shape the core of how brokers guide and support their landlord borrowers in 2025.

The lender has introduced a product range for limited companies and individual landlords, with additional enhancements to follow.

The regulator wants to make it easier, faster and cheaper for consumers to make certain changes to their mortgage.

Communications between parties is seen as the most challenging part of the process.