Rate cuts apply for both new and existing borrowers.

The boost will allow the business to scale and diversify its offering to brokers and developers.

Rates now start from 4.39%.

The survey urges SMEs to broaden their horizons when it comes to investing in growth.

The lender has also launched new limited edition and fee-saver products.

Nearly half of those aged 54 and 65 are looking to buy new.

Brokers also shared where they see room for improvement in the mortgage market.

Offa has announced a raft of new hires.

VAS says it has seen a rise in non-standard valuation requests.

Remortgage and product transfer deals have seen the largest reductions.