All Mortgage Stories

The income to house price ratio is forecast to fall to 8.2.

The firm has acquired Mortgage Intelligence, Life and Easy, and Mortgage Next Network from Connells Group.

The reductions apply to both prime and near prime products.

The average borrower’s mortgage accounted for 34.3% of their salary in September – the lowest proportion since November 2022.

The Coalition says delays, gazumping and mortgages-in-principle could all be significantly reduced or even eliminated.

Hodge is now allowing borrowers to lend up to 6x income.

The lender has enhanced foreign national affordability and introduced a higher threshold for ignoring CCJs and defaults.

55% of advisers say they are very or somewhat likely to change their AI tools in the next 12 months. 

Ecology supports the creation and conversion of green homes, improving existing buildings and bringing disused and derelict buildings back into sustainable use.

In the latest of her 'Shifting Perspectives' series, Laura Sneddon, head of mortgage sales and distribution at Hinckley & Rugby for Intermediaries, explains why, for brokers,...