The cuts follow a fall in swap rates over the last month.
The cuts follow a fall in swap rates over the last month.
35% of lenders think regulatory scrutiny will ease over the next year.
First-time buyer borrowing accounted for 20% of all spending - the highest proportion since at least 2007.
The regulator has confirmed that it will simplify mortgage rules for first-time buyers.
Rightmove is expecting a bigger 'Boxing Day bounce', with prices to rise 2% next year.
The trade body predicts a 10% rise in external remortgaging and 2% rise in product transfers.
Richard Howes, director of mortgages at Paradigm Mortgage Services, says if advisers stay close to their clients and make use of the support available to them, they can hold the ground...
80% LTV fixed rates now start from 3.35%.
Momentum is slowing for women attempting to get onto the property ladder alone.
Zephyr has also launched a range of limited edition mortgage products with a 5% fee.
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