All Mortgage Stories

A single person now needs a salary of £56,476 to afford the average UK house price.

Intermediary firms can submit cases using Instamo’s one-click submission journey.

The average asking price for a typical mid-market second-stepper home is 52% more than a 0-2 bedroom.

Barclays, HSBC, NatWest, Nationwide and Santander no longer offer sub-4% fixed deals.

Ifthikar Mohamed, co founder of MortgagX, says that with lenders continuing to adjust pricing and interest rate expectations shifting frequently, technology that improves efficiency...

Buyers are looking for higher paying jobs (40%), negotiating pay rises (22%) and even switching careers (21%) to speed up their property purchase.

UK households spent a record £226 billion on housing costs in 2025.

Selina has removed its debt-to-income calculation, increased its maximum borrower age, and reduced minimum loan amounts.

The latest update strengthens system pre-population, expands the range of data returned, and delivers clearer insights within the case workflow.

The First Step range includes a choice of two fixed rate mortgages.