The lender has cut rates by between 20 to 40 basis points.

New limited edition products feature up to a 110bps reduction on the standard rates.

Les has more than 25 years of experience in later life lending.

Purchase rates now start from 4.13%.

Rates now start from 4.14%.

Despite this, the annual growth rate for net mortgage lending hit a record low in November.

Holiday let products will see the largest reductions.

Connect members now have access to all of the Society’s products, including their packaged products.

Internal product transfers increased by 11% in 2023.

The range is aimed at first-time buyers, mixed income earners and credit-impaired homeowners.